What I don't understand is that when you lose the XP, can you lose the level as well.
Ok, for an example, say you have an 8th level wizard with 28,100 XPs. And you create an item that costs 200 XPs, does that mean that you also drop to 7th level, or do you just only lose the XPs?
I've looked in the PHB and the DMG and I cna't find an answer to my question, so I am hoping that some one can help.
(crossposted to dms_corner)